Workers’ compensation systems exist for two separate reasons. The first reason is to provide lost wage replacement, medical care, and permanent disability compensation to workers who have been injured on the job or become ill as a result of their work environment. The second justification for workers’ compensation systems is that they allow employers to address the needs of injured and sick workers in a no-fault environment. By shielding employers from costly and drawn-out litigation in most injury and illness scenarios, workers’ compensation benefits the employer as much as the worker who needs to file a claim.
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